Features

Online Current Account

Free Virtual Card

Various Top-Up Options

Transaction History

Bank-Level Security

User-Friendly Mobile App

Customer Support

*This one-time card issuing fee will be charged from your WestStein account once you receive your card, activate it and add funds to it.

Online Current Account For All Your Needs

· No paperwork

· IBAN account for receiving payments

· Top up your account with money transfers

· Transfer money to other WestStein cards

· Make and receive SEPA payments

· Secure and private online purchases

· No overdraft - always be in control of your budget

· Three secondary cards per one main account

· Easy to manage online or via Mobile App

Virtual Card For Everyday Life

· Automate your expenses, save time & money and mistakes

· Make your online shopping go even smoother

· Take control of your spending with the virtual card

· Register, verify account and get virtual card up and running

Top-Up Your WestStein Account Easily

· Receive money transfers from any bank account

· Top-up account with incoming SEPA & SWIFT transfers

· Make instant WestStein card-to-card transfers

Track Your Incoming & Outgoing Payments

· See full payment history in WestStein customer portal and mobile app

· Always be in control of your budget

· Free SMS for all incoming payments

Manage Your Money Without Worrying

· Independent of your regular bank account

· Secure and private for all online purchases

· PIN code and Mastercard 3D Secure System

· Without overdraft - impossible to overspend

· Supports quick & secure contactless payments

· Easy to block account in case of a lost/stolen card

Access Your Account Wherever You Are

· A secure & simple app to manage your finances 24/7

· Manage your payments from anywhere

· View your transaction history wherever you go

· Always keep track of your personal budget

· Available in AppStore and GooglePlay

Receive Help In 5 Different Languages

· We speak English, Latvian, German, Russian and Polish

· Available via chat, email or over the phone

· Talk to us on social media

Online Current Account With Up To 3 Secondary Prepaid Cards

The IBAN account is issued without a credit history check, can be topped up in several ways, and is suited for all incoming and outgoing payments, including SEPA. With this account, your online purchases will be safe and private as well as within the intended budget. Up to three secondary cards are allowed to be linked to the main account, a great solution for managing family financial needs. The user-friendly WestStein client portal and WestStein mobile app ensure easy management of your account wherever you are.

See what our happy customers are saying:

I'm loving WestStein so far. I opened account for myself and another for my teenage daughter. It costs me only 1.50 eur/month for each account and I can help her with pocket money whenever she is in need, for example, for a taxi to get home.

Victoria, UK

Really easy to open account compared to my bank. I received my WS card just before a vacation, so it worked great as a travel money carrier, because impossible to overspend as it's with credit cards.

Kristian, Germany

Satisfied after using WestStein account for ~6 months to receive payments from my freelance clients. The app and customer portal is simple and easy to use, so I don't spend much time managing my money.

Gerhard, The Netherlands

As an Airbnb hostess, I recommend the WestStein card with IBAN account for receiving the rent payments. The apartment is in Brussels, I live in Zurich, and my guests are from around the globe. I can easily access the money on my card as Mastercard is accepted almost anywhere.

Stella, Switzerland

Prepaid Mastercard is the best solution for an obsessive shopper like myself. I keep the shopping money separately from the bill money, and my husband can't thank me enough.

Vivienne, France

Safe choice. No obligations. Cancel any time.